In case you haven’t heard yet, you’d better watch out for 2020’s date-noting anomaly. This quirk was widely publicized on January 1, but for St. Cloud residents whose holiday focus was limited to Rose Parade floats and football games, it’s worth another mention.
As USA Today scolded, “Stop abbreviating 2020.” That is, if you (like most St. Cloud check writers) are accustomed to shortening the date by writing only the last two digits of the year (so you would have written “11-15-19” instead of “11-15-2019”), you’d better stop doing that; at least for the remainder of this year. According to legal authorities, the shorthand version could “cost you big.”
The problem is that in 2020, a date written with just the “20” for the year can easily be altered by simply adding two digits. A check written in 2020 could, by appending “19,” appear to have been dated a year earlier. That creates an easy opportunity for fraud. As one example, a current purchase contract could be made to appear to be a year or two older, with the extra payments now long overdue. Even though you might find it unlikely that you could be victimized, ruling out the possibility is as easy as jotting down the two extra digits.
For anyone transacting St. Cloud home sale this year, that’s a particularly good idea. The paperwork that flows across the closing table is voluminous—and the importance of seeing that the dates are unassailably accurate goes without saying. However remote the chance that nefarious characters might one day take advantage of the 2020 anomaly, remembering to remove the possibility entirely is well worth doing.
Attending to the myriad details that go with a client’s St. Cloud home sale is what makes for a successful conclusion. Whether buying or selling, I hope you’ll call!
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My objective is simple; to do for you what I would wish someone in the same position to do for me which means always acting in your best interests in order to achieve the goals that you have set for yourself. I have been in the real estate business for over 20 years and began when I started in the construction of homes. I have built homes from the ground up (pouring footings to setting the last finishing nail) which is a huge benefit for you as I can share that knowledge about home construction with you. I have successfully negotiated hundreds of contracts and fully understand the process as well as every line of a contract that you will be signing your name to. We are the only entity that can work with legally binding contracts w hile not holding a law degree and as such we have very specific fiduciary responsibilities to our clients and I take them very seriously. My goal is to make the process not only informative and educational thereby removing the fear or anxiety that some experience but also to make the process both exciting and fun and I strive for 5 stars in every transaction. The bottom line is if you're not happy, then neither will I be!
Last week, in contrast with the nearly unanimous optimistic forecasts
"I moved to the area from Alaska in 2006. Patrick was one of the first people I met. Not only did he help me find my first "starter" house, but he also got me acquainted with the area. His knowledge of the housing market was second to none. He has since sold my "starter" home and found and facilitated the purchase of our dream home. He was also the purchasing agent for some friends of mine who moved here from out of state. They couldn't be happier. I wouldn't hesitate to recommend Patrick to anyone for their real estate needs. 5 stars all the way!Steve T.
Patrick takes the time to make sure he understands your needs and expectations. He also ensures that you are fully informed during the entire process of selling and/or buying your room. His personal devotion to knowing the current housing market, latest trends and having access to several resources- makes him a very valuable source of information, in addition to being an excellent Realtor. I have so much confidence in Patrick that I never hesitate to refer him to family and friends. He has helped my friends sell their homes for thousands over what other realtors told them was even possible. I can't say enough great things about him. When we make our next move, we will be using Patrick Torgrimson- you should too!!Nancy A.